Checking
Our Personal Checking Accounts are simple and loaded with benefits, no matter which one you choose!
Personal Checking Accounts
| Accounts & Features | Free Checking | Interest Checking | 50+ Checking |
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| Minimum Balance to Open |
$25.00 |
$25.00 |
$25.00 |
| Earns Interest* |
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| No Monthly Service Charge |
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No, if monthly average ledger maintained* |
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| Unlimited Check Writing |
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| Debit Card Available |
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| Safe Deposit Box Discount |
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| Free CAB Money Orders and Cashier’s Checks |
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| Free Basic Checks |
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| Free ATM/Debit Card with monthly rebated fees from non-CAB ATMs |
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| Free Telephone Banking, Online Banking, Bill Pay Service and eStatements |
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*No monthly service charge when you maintain an average monthly ledger balance of $1500. If you fall below that amount, a $15 service charge will apply to that statement cycle.
Interest bearing checking accounts calculate interest by using the daily ledger balance method.
Interest is paid by compounding the account monthly.
Free Checking
- $25.00 minimum to open
- Unlimited check writing
- No monthly service charge
- No per check charge
- FREE ATM or Debit Card; non-CAB ATM fees rebated up to $10
- FREE starter checks
- FREE Telephone, Online Banking, Bill Pay Service, and eStatements
All Deposits are FDIC insured up to at least $250,000.00.
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Interest Checking
- $25.00 minimum to open and earn interest
- No monthly service charge when you maintain an average ledger balance of $1500.00 (If the balance falls below that amount, a $15 service charge will apply for that statement cycle)
- Unlimited check-writing
- No per-check charge
- FREE ATM or Debit Card; non CAB ATM fees rebated monthly up to $15
- FREE basic checks
- Free Colonial American Bank Money Orders and Official Bank Checks
- CD and Money Market rate bumps
- Free Notary Service
- FREE Telephone, Online Banking, Bill Pay Service, and eStatements
All Deposits are FDIC insured up to at least $250,000.00.
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50+ Interest Checking
- $25.00 minimum to open
- Unlimited check-writing
- No monthly service charge
- No per-check charge
- Special Annual Percentage advantage
- FREE ATM/DEBIT Card (non-CAB ATM fees rebated monthly up to $15)
- FREE basic checks
- Free Colonial American Bank Money Orders and Official Bank Checks
- CD and money market rate advantages
- FREE Telephone and Online Banking, Bill Pay Service, and eStatement
All Deposits are FDIC insured up to at least $250,000.00.
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