Your relationship is our #1 focus.

Consumer Loans

Colonial American Bank offers various types of consumer loans to meet the personal financing needs of individuals and families. Types of loans include:

Residential Mortgages

CAB offers programs to fit your individual needs. Whether you are purchasing a home, refinancing an existing mortgage or obtaining funds for an alternative use, we can meet your financing needs.

  • Fixed rate mortgages
  • Adjustable rates
  • First Time Home Buyer Program
  • Jumbo mortgages
  • 203k mortgages

Click here to open a new window and complete our secure application form online.

For current rates or more information please contact:

Jim Brown
Phone: 732-852-4366

Home Equity Products

Colonial American Bank offers easy access to the funds you need for home improvements, debt consolidation, auto purchase, vacation or education. We offer personal service, competitive rates, and fast approval with local decision making ability.

  • Home Equity Loans:
    • Loans payments can have fixed payments to assist in budgeting
    • Borrow the required amount for your personal needs
    • No application fees
    • May be tax deductible
  • Home Equity Lines of credit:
    • Easy access via checks
    • Low variable rate
    • No application fees
    • May be tax deductible
  • Personal Loans
    • Secured
      • Flexible terms
      • Competitive Interest Rates
    • Unsecured
      • Loans and lines up to $5,000
      • Flexible terms
    • Auto Loans
      • Flexible terms
      • Loans for automobiles up to 4 years old
      • Competitive fixed rates

Click here to download the Personal Loan application and complete the form.

Click here to download the Home Equity Loan application and complete the form.

Two types of Home Equity Lines available.

Click here for the Brochure and Interest Only Line of Credit Application and Disclosure.

Click here for the Brochure and Amortizing Payment Line of Credit Application and Disclosure.

Call one of our loan specialists or drop off the completed application at any branch location.

For current rates or additional information please contact :

Lisa Borghese
Phone: 732-784-6796

Scott McLaughlin
Phone: 732-784-6802